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Opening Doors - Education and Travel Adventures

  • Juli Stewart
  • Dec 13, 2025
  • 5 min read

Updated: Dec 15, 2025

In Blog 4, we talked about the practical steps you need to take before leaving your long-term job. Now let's get to the exciting part - the doors that open up when you have time, curiosity, and the freedom to explore. Today, we're diving into two of the most rewarding opportunities available in this life stage: going back to school tuition-free and traveling the world.


Going Back to School: A Gift That Keeps Giving

Several years ago, someone mentioned to me that after a certain age, state schools in Tennessee offer free tuition if you're auditing classes. And then, after reaching another age milestone, you can take classes for credit - also tuition-free.


Based on this information, I started taking piano lessons at Pellissippi State Technical Community College, and I've been very happy with it. After retirement, I also enrolled in the culinary program and received significant tuition breaks. This has been an absolute treasure.

Here in Tennessee, we have several universities, community colleges, and the University of Tennessee system all participating in this program. And here's the best part: Tennessee isn't unique. In fact, most states in the U.S. offer similar programs for seniors.


How Widespread Are These Programs?

Let me share what I discovered: Only four states - Arizona, Idaho, Indiana, and South Dakota - don't have statewide tuition waiver programs for seniors. And even in those states, many individual universities offer greatly reduced costs for older students.


The age requirements vary by state:

•      Age 55+: Colorado, Louisiana, and Tennessee let you start taking advantage of free tuition at 55

•      Age 60-65: Most other states begin their programs somewhere in this range, including Alabama, California, Maryland, Virginia, South Carolina, and Washington

This is right and fair, in my opinion. We've contributed to the tax base for many years, so these programs are a wonderful gift back to us.


The Fine Print (It's Not That Scary)

Yes, there are usually some expenses besides tuition. You're typically responsible for activity fees, lab fees, and other incidental costs. But tuition-free is still a tremendous savings - often thousands of dollars per semester.


One common concern I hear: "What if I can't get into the class I want because it's already full?" Some programs do give priority registration to degree-seeking students, which means seniors might not be able to enroll if a class fills up with regular students first. However, it has never been my experience that I couldn't take a class I wanted. In practice, there's usually space available, and many professors are happy to accommodate interested learners. So please, don't let that be a deterrent.


The Intergenerational Experience

Here's something interesting: seniors taking college classes are often older than all the students - and sometimes even older than the teachers! I'll be honest, that takes a moment to adjust to. But it's just an attitude thing, and it should be easily overcome by remembering you have every right to be there too.


In fact, being around people from other generations can be incredibly energy-building and just plain fun. You bring life experience and perspective that enriches classroom discussions. And research shows that continued learning keeps our minds sharp and engaged - it's one of the best things we can do for cognitive health as we age.


Maybe you've always wanted to study history, learn photography, understand computer programming, or finally take that literature class you missed in college. Now's your chance. And while you're at it, consider taking a language class - which brings me to our next adventure.


Travel: The World Is Waiting

Many people have a romantic notion of traveling after retirement. And you absolutely should travel! But here's my first piece of advice: don't wait until retirement to start. Go ahead and begin traveling now, either with friends or in groups, so you build confidence and experience.


The Language Barrier Myth

One concern I hear constantly: "I can't go to France or Italy or Germany because I don't speak the language." Let me put that worry to rest. In many places around the world, people speak English. You'll be able to navigate, ask for directions, and handle the basics.

That said, learning phrases in the local language is something fun to think about and adds so much to your experience. It shows respect for the culture, and locals appreciate the effort. Plus, learning a language means learning about the culture of different countries, which I've always found fascinating. (See? Perfect reason to take that language class we just talked about!)


How to Travel: Finding Your Comfort Level

There are many ways to approach travel, and the right way is whatever feels comfortable for you.


For First-Time or Cautious Travelers:

If you're new to international travel, I strongly recommend starting with a group tour or having your travel arranged through a reputable company like AAA. This takes the stress out of logistics and gives you support if anything unexpected happens. For your first several trips, having that professional planning is invaluable.


Many people love cruises - river cruises, ocean cruises, all different kinds. Cruises offer the advantage of unpacking once while seeing multiple destinations, and everything is organized for you.


For Independent Travelers:

Personally, I prefer to travel on my own with family members. We've traveled pretty extensively, and I can tell you: it gets easier as you go along. Each trip builds your confidence and teaches you something new.


Practical Travel Tips

Here are some things I've learned along the way:


Do Your Research:

•      Know where you want to go, when you want to go, and how you want to get there

•      Look up the best times to visit - consider going just before or after the heaviest tourist traffic in an area for better prices and smaller crowds

•      Read guidebooks and online resources about your destination


Safety First:

•      Understand that safety is your business, so know when it's safe to be out in the areas you're visiting

•      Be conservative in your travel choices, especially at first

•      Keep copies of important documents separate from the originals

•      Share your itinerary with someone back home


Booking Tips:

•      Booking hotel rooms ahead of time is pretty simple over the internet these days

•      Look for accommodations in safe neighborhoods with good reviews

•      Consider staying in places with kitchen facilities for some meals - it saves money and can be a fun cultural experience to shop in local markets


Start Where You Are

Whether it's enrolling in that class you've always wanted to take or booking that trip you've been dreaming about, the key is to start. These aren't "someday" activities anymore - this is your time. The doors are open. All you have to do is walk through them.


In our next blog, we'll explore how to build new connections and find purpose through community involvement, creative pursuits, and meaningful work. Because one of the greatest gifts of this life stage is the freedom to choose how you spend your time and with whom you spend it.


 
 
 

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